Why We Made Allrisk Our Insurance Partner
Here at Owner Builder Club, our users need to know that they are connected with the very best owner builder insurance available, and benefiting from products that suit their needs down to the ground. This is why we carefully selected an insurance partner that can provide this — a partner that meets our very stringent standards of quality and reliability.
We wanted to make it clear just why we decided to opt for Allrisk as our partner. Read on to discover more.
Support for Owner Builders Who Will Sell, as Well as Those Who Will Occupy
Owner builder insurance coverage varies depending on your intentions for the project after construction is complete. If you are planning to occupy the property for the duration of the time outlined by laws and regulations in your state or territory, you may not need to take out additional warranty insurance. However, most jurisdictions will require you to take out owner builder warranty insurance if you plan to sell the property and protect the purchaser in the event of any defects.
In some states and territories, this kind of protection for the purchaser is required even if you do not yet plan to sell the property.
With this in mind, it's vital that the insurance partner we choose can offer coverage for our clients in both categories. This was a key factor in our decision to make Allrisk our trusted insurance partner.
A Full Suite of Owner Builder Insurance Products
When our clients come to us for owner builder insurance, they may have a variety of different aims and needs in mind. We need to make sure that the insurance provider we choose to work with can meet all of these objectives.
Allrisk provides a full suite of insurance products to meet the needs of owner builders across Australia. This includes types of coverage ranging from public liability insurance through to coverage for contracted workers and volunteers who may be assisting on your site.
It's worth noting that not all types of coverage will be legal requirements in your area, and not all insurance products will be suitable for all types of projects. However, we want to give our clients the peace of mind that comes from knowing they have everything they need, when they need it.
The Capability to Insure a Range of Projects
We work with customers on a broad range of different project scales and magnitudes. These run the full gamut from low-level renovations on retaining wall or carport renovations through to full construction projects. Of course, an insurance claim can run well beyond the initial cost projections for a project, and so you need coverage that reflects this.
The range of products offered by Allrisk includes options for $5 million, $10 million and $20 million coverage tiers. The $5 million option is included in the basic insurance package offered by Allrisk, with the option to extend this if you think your project requires it.
Fair and Transparent Claims Processes
Our team is committed to treating our customers fairly and honestly, and of course, this ethos has to be shared by our partners too. This was one of the main deciding factors when it came to making Allrisk our insurance coverage partner. Allrisk provides a quotation free from obligation, which is very important to us as we want all of our customers to have all the information they need before they make any decisions on their coverage.
Allrisk also offers a transparent claims process, removing any nasty surprise and delivering a clear route to making your claim. Insurance is designed to be a safety precaution, but you still need to be able to use it if you need it — Allrisk makes sure that you can.
Find Out More About Our Insurance Partnership
Head to our Insurance page here to get a quick quote on Owner Builder Insurance.